POLYGON · DeFi Protocol
Smart contract secured funds
Instant USDC payouts to wallet
Next level opens when referrals fill your slots
17 levels · Decentralized network
Polygon Network Required
Get started How it works Mechanics Why XiaonNET Levels FAQ Contract
Decentralized Earning System
A smart contract-based platform on Polygon where participants earn USDC through a transparent, fully on-chain level system. Every transaction is verifiable, every payout is instant.
17
Levels
USDC
Stablecoin
$3
Entry
Open in MetaMask
Getting Started
1
Install MetaMask
Download MetaMask on your phone (iOS / Android) or as a browser extension on PC. MetaMask is a crypto wallet that lets you interact with blockchain apps.
2
Open XiaonNET in MetaMask
In MetaMask app, tap the browser icon (bottom menu) and enter this address:
xiaonnet.com
On PC: just open xiaonnet.com in Chrome/Brave with MetaMask extension installed.
3
Add Polygon Network & Get POL (gas)
When you connect, the app will automatically ask to switch to Polygon network. Just confirm. You'll need a small amount of POL token for gas fees.
What is gas?
Gas is a tiny fee (less than $0.01) paid to the Polygon network for processing your transaction. It's like a postage stamp — you pay it once per action (register, buy level, etc). You need POL tokens for gas. Buy POL on any exchange (Binance, Bybit, OKX) and send to your MetaMask wallet address on Polygon network.
4
Get USDC on Polygon
You need USDC stablecoin to activate levels. USDC = digital dollar, always worth $1. To start you need $3.30 USDC (Level 1 price $3 + 10% fee).
How to get USDC:
1. Buy USDC on an exchange (Binance, Bybit, OKX, Coinbase)
2. Withdraw to your MetaMask wallet address
3. Choose Polygon network when withdrawing (important!)
4. USDC will appear in your MetaMask within minutes
5
Connect & Activate Level 1
Tap "Connect Wallet" → approve in MetaMask → you're in! Go to Levels → tap Level 1 → Buy → confirm two transactions (Approve USDC + Activate). Done — you're earning!
How It Works
1
Activate a level
Levels are purchased sequentially starting from Level 1 ($3). Your USDC payment goes directly to the smart contract — no one can access it except the protocol.
2
Receive payouts
When other participants activate the same level, the smart contract distributes USDC payouts directly to your wallet. 3 out of 4 slot fills pay you.
3
Auto-cycle
After 4 fills your level resets automatically and starts earning again. No limit on cycles — the system works indefinitely.
4
Grow your network
Share your referral link. When someone joins through you, their activity fills your slots. The bigger your team, the more active your levels.
How Payouts Work
Each level has 4 slots. When a new participant activates the same level, they fill a slot on their sponsor's level. Here's exactly what happens with each slot:
1
Slot 1 — Direct Payout
First person fills your slot → you receive the full level price in USDC directly to your wallet. Example: Level 1 = $3 payout.
2
Slot 2 — Payout or Freeze
If you already own the next level → direct payout to your wallet. If you don't own the next level and auto-buy is ON → funds are frozen (held by smart contract) to auto-purchase the next level when slot 3 fills.
3
Slot 3 — Payout or Auto-Buy
If slot 2 was frozen → frozen funds + this payout combine to automatically purchase the next level. You now own a new level without paying anything extra! If slot 2 was a payout → slot 3 is also a direct payout to you.
4
Slot 4 — Reset & Spillover
Your level resets (all slots clear, cycle count +1) and the payout spills over upward to the nearest active sponsor in the referral chain. Your level is now ready to accept new participants again — unlimited cycles.
Scenario A: All Payouts (auto-buy OFF)
You own Level 1 + Level 2. Someone activates your Level 1.
YOU (L1) SLOT 1 → $3 to you SLOT 2 → $3 to you SLOT 3 → $3 to you SLOT 4 ↑ spillover Total: $9 earned → level resets
This is the basic earning scenario. You have activated Level 1 and Level 2, with auto-buy turned OFF. When three new users join through your referral link and each activates Level 1 ($3.30 including fee), your slots fill one by one. Slots 1, 2, and 3 each pay you $3 directly to your wallet — that is $9 total. When Slot 4 fills, it triggers a level reset: your level cycles and all four slots are cleared, ready to accept new members again. The Slot 4 payment goes up the chain as a spillover to your sponsor. You keep $9 from a $3 investment — a 3x return per cycle.
Scenario B: Auto-Buy (next level opens free)
You own Level 1 but NOT Level 2. Auto-buy is ON.
YOU (L1) SLOT 1 → $3 to you SLOT 2 ❄ $3 frozen SLOT 3 $3 frozen+$3 SLOT 4 ↑ spillover L2 auto-opened! ($6 = $3+$3) You got: $3 cash + Level 2 free
This scenario shows the auto-buy feature in action. You have Level 1 active but you do NOT own Level 2 yet, and auto-buy is turned ON. As your slots fill: Slot 1 pays you $3 directly. Slot 2 freezes $3 toward the cost of Level 2. Slot 3 freezes another $3 — now you have $6 frozen ($3+$3), which is exactly the cost of Level 2. The smart contract automatically opens Level 2 for you at no extra cost. Slot 4 triggers a spillover to your sponsor. In the end, you received $3 in cash plus Level 2 was activated for free. Auto-buy lets you grow without spending more money out of pocket.
Scenario C: Spillover
New user buys Level 2 ($6.60). Sponsor B doesn't have L2 — payout bypasses B and goes to Sponsor A.
Level 1 Level 2 Level 3 SPONSOR A has L2 ✓ SPONSOR B NO L2 ✗ NEW USER buys L2 — pays $6.60 ✗ $6 Sponsor A receives $6 (B was skipped)
In this scenario there are three people in a referral chain: Sponsor A (top), Sponsor B (middle), and the New User (bottom). The New User buys Level 2 for $6.60 (which includes the 10% protocol fee). The $6 payout should go to their direct sponsor — Sponsor B. However, Sponsor B does NOT have Level 2 active, so the smart contract skips them automatically. The payout travels up the chain to Sponsor A, who does have Level 2. Sponsor A receives the full $6. Sponsor B earned nothing because they hadn't activated Level 2. The lesson: always activate your levels before your referrals do, or you will lose payouts to the person above you.
Scenario D: Missed Payout
Your referral buys Level 3, but you only have L1 and L2. The payout skips you.
YOUR SPONSOR has L3 ✓ YOU only L1, L2 — NO L3 ✗ YOUR REFERRAL buys L3 — pays $13.20 ✗ no L3! $12 You LOST $12 — you didn't have L3! Fix: activate levels BEFORE your referrals do
This diagram shows what happens when your referral activates a level you haven't bought yet. Your Referral buys Level 3 for $13.20 (including 10% fee). The $12 payout should go to you as their direct sponsor. But you only have Level 1 and Level 2 — you never activated Level 3. The smart contract cannot send you a payout for a level you don't own, so it skips you entirely. The payout goes up the chain to Your Sponsor, who has Level 3 active. Your Sponsor gets $12 that should have been yours. To prevent this, always stay ahead of your referrals — activate higher levels before they do, so you never miss a payout.
Example: You activated Level 1 ($3)
3 people join after you and activate Level 1 through your referral link. Each of them pays $3.30 ($3 + 10% fee). You receive $3 for slot 1, $3 for slot 2, $3 for slot 3 = $9 total. That's 3x return from a $3 investment. Slot 4 resets your level and it starts earning again.
10% Protocol Fee
Every level activation includes a 10% protocol fee. This fee funds the development team, platform maintenance, server infrastructure, and the development of the XiaonNET metaverse ecosystem — a growing suite of products and tools that all participants will have access to. The fee is transparent and built into the smart contract.
Why XiaonNET
100% On-Chain
All logic lives in a verified smart contract. No admin can freeze your funds or change the rules.
USDC Stablecoin
Payouts in USDC — no volatile tokens. $1 in = $1 out. Stable, liquid, universally accepted.
Instant Payouts
No waiting periods, no approval queues. Payouts are sent in the same transaction — within seconds.
Verified Contract
Source code published and verified on Polygonscan. Anyone can audit exactly how funds flow.
Level Structure
Each level costs more but pays proportionally more. You earn 3 payouts per cycle.
Level
Price
Earn / cycle
L1
$3
$9
L2
$6
$18
L3
$12
$36
L4
$24
$72
L5
$48
$144
...
...
...
L17
$196,608
$589,824
FAQ
What exactly is XiaonNET? ▾
XiaonNET is a decentralized platform built on a smart contract on the Polygon blockchain. It operates a level-based system where participants activate levels and receive USDC payouts when their slots are filled by other participants. All rules are coded into the contract — no human intervention possible.
Is this a pyramid scheme? ▾
No. In a pyramid, money flows only upward and early participants profit at the expense of later ones. In XiaonNET, every level cycles infinitely — each time 4 slots fill, you receive 3 payouts and the level resets. There's no cap on earnings and no one gets stuck. The system works through continuous participation, not by exhausting a pool of funds. Additionally, payouts come from other participants' level activations, not from recruiting — you can earn even without referrals through spillover from the network.
Where does the money come from? ▾
Every dollar in the system comes from a participant activating a level. When someone pays $3 for Level 1, the contract distributes that $3 as a payout to whoever owns the slot above. 10% goes to the protocol as a fee. There is no hidden pool, no loans, no external funding. You can verify every transaction on Polygonscan — it's fully transparent.
Can the admin steal funds? ▾
No. The contract is non-custodial — it holds USDC only temporarily during slot fills and frozen amounts. Payouts go directly to participant wallets. The admin can only withdraw accumulated protocol fees (10%), and cannot touch participant funds or frozen balances. The contract code is verified and publicly auditable on Polygonscan.
What is spillover? ▾
If your sponsor doesn't have a particular level active, the payout "spills over" to the next person above who does. This means you can receive payouts from people you didn't directly invite — the network routes payments to active participants automatically. No payout is ever lost.
How do I start? ▾
1. Install MetaMask or Trust Wallet on your phone or browser.
2. Add the Polygon network and get some USDC.
3. Open xiaonnet.com in your wallet browser.
4. Connect your wallet and activate Level 1 for $3.30 (price + 10% fee).
That's it — you're in the system and start receiving payouts as your slots fill.
What is auto-buy? ▾
When auto-buy is enabled for a level, slot 2 freezes the payout instead of sending it to you. When slot 3 fills, the frozen amount + the new payout are combined to automatically purchase the next level. This way you can progress through levels without manually buying each one — the system reinvests for you.
Verify Token Addresses
Always check addresses before adding tokens. Scammers create fakes!
$
USDC
USD Coin · Polygon
0x3c499c542cEF5E3811e1192ce70d8cC03d5c3359
View on Polygonscan ↗
P
POL
Gas token · Polygon
0x0000000000000000000000000000000000001010
View on Polygonscan ↗
XN
XiaonNET
Smart Contract · Verified
0x8F14178823b89da0a4b027235968eF508689e8e2
Verified Smart Contract on Polygonscan
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Level locked
Level 5 requires Level 4 to be active first.
Buy first: L4 $24.00